Wednesday, September 2, 2009

CORPORATE GOVERNANCE - GENERAL MOTORS- GM VISA- LOSS OF HARD EARNED GM POINTS- Dr. Rookmin Maharaj

CORPORATE GOVERNANCE - GENERAL MOTORS- GM VISA- LOSS OF HARD EARNED GM POINTS- Dr. Rookmin Maharaj

CORPORATE GOVERNANCE and what GENERAL MOTORS PERSONNEL ARE NOT TELLING ABOUT THE LIMITATIONS AND HARASSMENT IN ATTEMPTING TO REDEEM YOUR HARD EARNED GM POINTS TO PURCHASE A GM VEHICLE.

In an article written by Drew Hasselback:

http://network.nationalpost.com/np/blogs/fpposted/archive/2009/06/01/text-of-gm-canada-announcement.aspx Posted: June 01, 2009, 2:01 PM

Mr. Hasselback noted “From this restructuring will emerge a new GM Canada which will be cost-competitive and innovative and will continue to put customers first.”

In this article Arturo Elias, President, GM Canada was quoted: “We appreciate the support of the Governments of Canada and Ontario that will enable us to complete our restructuring and allow for a more competitive, stronger new GM Canada," said Arturo Elias, President, GM Canada. "


Our customers can confidently continue to purchase new vehicles and obtain service and take full advantage of GM's leading warranty coverage throughout this process. The new GM Canada will be even more focused on our customers.”“-

GM plans to invest almost $1 billion over the next seven years”…


Mr. Arturo Elias, please note my comments, personnel at GM dealerships are NOT HURTING, THEY ARE MAKING PROFITS AS USUAL, YOU NEED TO FOCUS ON YOUR CUSTOMERS, WALK YOUR TALK AND PLEASE CHOOSE YOUR DEALERSHIPS WITH CARE SO THAT THEY REPRESENT WHAT GM’s MANGEMENT WOULD LIKE TO REPRESENT.

Please hire an expert to focus on your Governance issues, Dr. Rookmin Maharaj’s Corporate Governance Model has worked for several organizations in Western Canada and has affected their bottom line in positive
way.

http://corporategovernanceconcerns.blogspot.com/2008/02/dr-rookmin-maharaj-has-developed-unique.html

Rookmin Maharaj (Ph.D., M.Ed., B.Comm.).Corporate Governance Specialist

These are some of the issues:

At :http://www.gm.ca/gm/english/services/gm-card/overview

GM STATES:“The GM Card ® is so much more than just a no annual fee credit card; it's one of the best ways to get into the driver's seat of a new GM ® vehicle. And because The GM Card is a Visa credit card, you also get all of the convenience and purchasing power of Visa, along with a host of other benefits. ††

How it works Use The GM Card for all your eligible everyday purchases, like going to the movies or buying a new pair of jeans, and you'll earn 3% of the purchase price in GM Card Earnings † . Basically, the more you use it, the more you earn. And before you know it, you'll be behind the wheel... for a lot less than you imagined”.THIS IS INACCURATE, PLEASE NOTE SMALL PRINT/CLAUSES:

5. Life of EarningsUnless redeemed or terminated under these Program Rules, Earnings are valid for seven consecutive years from the end of the billing cycle in which they were acquired. In the eighth year, GM Card Earnings accumulated during the first year will expire and GM Card Earnings accumulated in the eighth year will be added in their place and so on. Expiration after seven years will occur month-by-month, such that seven full years of Earnings are maintained.”

WHAT THIS MEANS IS THAT GM DEDUCTS A PERCENTAGE EVERY MONTH FROM YOUR HARD EARNED GM POINTS/ ACCOUNT, IF YOU DO NOT USE YOUR POINTS/ACCOUNT ON THE EIGHTH YEAR.

If your GM Card account is closed by the Bank because it is not in "Good Standing", all of your GM Card Earnings will expire immediately and will not be available for redemption (see "Good Standing"). If GMCL terminates the Program, you will have 90 days from the date the Program termination is announced to redeem accumulated GM Card Earnings. If you close your GM Card account or if the Bank closes your GM Card account due to inactivity, the accumulated GM Card Earnings must be redeemed within 90 days thereafter. GM Card Earnings not redeemed within this 90-day period expire at midnight on the last day of the 90-day period.

7. Redemption AllowanceThere is a limit ("Redemption Allowance") on the amount of GM Card Earnings that may be applied to any eligible new GM vehicle at time of redemption. The Redemption Allowance is the maximum amount of GM Card Earnings that can be applied toward the Total Purchase Price or lease down payment of any eligible new GM vehicle. The Redemption Allowance for a vehicle is established each model year at the beginning of that vehicle's model year. Redemption Allowances vary up to $3,500 depending upon the model year and brand of car or truck being purchased or leased. ……There is no minimum amount of Earnings that may be redeemed, however, all redemptions are subject to Vehicle Redemption Allowances. Partial Redemption of Earnings is permitted and there is no limit on the number of redemptions per year”.

THIS IS INACCURATE, I WENT INTO A GM DEALERSHIP TO PURCHASE A 2009 VEHICLE AND WAS TOLD I COULD ONLY REDEEM $1500 IN POINTS TOWARD MY VEHICLE!!!!.

Please read the fine print, the only vehicles one can use $3,500 point to purchase would be the Hummer or the Cadillac(SEE BELOW):

Whether your dream vehicle is a sporty car, a crossover or a Hybrid SUV, the following GM Card Vehicle Redemption Allowance chart outlines the maximum amount of GM Card Earnings† you may redeem†1 on a particular GM® vehicle. You can view the Vehicles and Allowances by Brand, Vehicle Type or Redemption Allowance. Follow the links to get more vehicle information, see photos and compare vehicles.· Vehicle Type· Vehicle Brand· Redemption AllowanceSmall CarsVisit the ShowroomMSRP*Allowance2009 Chevrolet Aveo$13,770$7002009 Chevrolet Cobalt$15,325$1,5002009 Chevrolet HHR$20,315$1,5002009 Pontiac Vibe$16,830$1,0002009 Pontiac G5$15,745$1,5002009 Pontiac Wave$13,770$7002009 Pontiac Solstice$29,055$1,0002009 Saturn SKY$33,715$1,0002009 Saturn ASTRA$21,720$750Top Of PageMid-Size CarsVisit the ShowroomMSRP*Allowance2009 Buick Allure$27,395$2,0002010 Chevrolet Camaro$26,995$1,5002009 Chevrolet Impala$26,625$2,0002009 Chevrolet Malibu$23,995$1,5002009 Pontiac G6$25,225$1,5002009 Saab 9-7X$49,295$2,5002009 Saturn AURA$25,075$1,500Top Of PageLarge/Luxury CarsVisit the ShowroomMSRP*Allowance2009 Buick Lucerne$32,820$2,5002009 Cadillac STS$60,920$3,5002009 Cadillac Escalade$78,535$3,5002009 Cadillac SRX$46,910$3,5002009 Cadillac CTS$40,485$2,5002009 Cadillac DTS$55,490$3,5002009 Cadillac XLR$103,075$3,5002009 Chevrolet Corvette$66,145$1,5002009 Saab 9-3$36,255$2,5002009 Saab 9-5$45,760$2,5002009 Pontiac G8$32,450$1,500Top Of PageVansVisit the ShowroomMSRP*Allowance2009 Chevrolet Express$31,125$2,5002009 Chevrolet Uplander$24,390$2,0002009 GMC Savana$31,125$2,5002009 Pontiac Montana SV6$25,060$2,000Top Of PageSUV/CrossoversVisit the ShowroomMSRP*Allowance2009 Buick Enclave$42,805$2,0002009 Cadillac Escalade$78,535$3,5002009 Cadillac SRX$46,910$3,5002009 Chevrolet Avalanche$41,720$2,0002009 Chevrolet Equinox$27,665$1,5002009 Chevrolet HHR$20,315$1,5002009 Chevrolet Suburban$50,795$2,0002009 Chevrolet Traverse$35,620$2,0002009 Chevrolet Tahoe$47,650$2,0002009 Chevrolet TrailBlazer$39,795$2,0002009 GMC Envoy$40,695$2,0002009 GMC Yukon/Yukon XL$48,245$2,0002009 GMC Acadia$37,800$2,0002009 HUMMER H2 SUT$63,950$3,5002009 HUMMER H2 SUV$65,250$3,5002009 HUMMER H3$35,445$2,0002009 Pontiac Torrent$28,370$1,5002009 Saab 9-7X$49,295$2,5002009 Saturn VUE$27,325$2,0002009 Saturn OUTLOOK$35,585$2,000Top Of PageTrucksVisit the ShowroomMSRP*Allowance2009 Chevrolet Avalanche$41,720$2,0002009 Chevrolet Colorado$23,505$1,5002009 Chevrolet Express$31,125$2,5002009 Chevrolet Silverado$23,990$2,0002009 GMC Canyon$23,505$1,5002009 GMC Savana$31,125$2,5002009 GMC Sierra/Sierra Denali$23,990$2,0002009 HUMMER H2 SUT$63,950$3,500

GM says the “The sky's the limit”


THE SKY'S NOT THE LIMIT SEE ABOVE!!!!

Did you know that The GM Card sets absolutely no limit on how many Earnings you can accumulate over the course of a year? Yup. That's right. Collect as many Earnings as you want, then when you're ready to buy a GM vehicle, you can apply up to $3,500 in GM Card Earnings †1” (subject to Vehicle Redemption Allowances) “towards the Total Purchase Price on any eligible new GM vehicle.


GM says, It's that easy”.


IT IS NOT EASY SEE ABOVE!!!!!!!

GM MANAGEMENT and BOARD OF DIRECTORS, please note, you need to address Governance AT GM CANADA. GM’S espoused theory is not GM’S theory in action.

GM must treat their customers fairly and with respect.

No wonder there is a GM crisis!!!

GM needs to value their customers

http://corporategovernanceconcerns.blogspot.com/2008/02/dr-rookmin-maharaj-has-developed-unique.html

Rookmin Maharaj (Ph.D., M.Ed., B.Comm.).Corporate Governance Specialist“-

As you stated Mr. Elias, "GM plans to invest almost $1 billion over the next seven years”…Please take a small sum of that billion dollars and hire an expert to focus on your Governance issues.

Dr. Rookmin Maharaj’s Corporate Governance Model has worked for several organizations in Western Canada and has affected their bottom line in positive way.

http://corporategovernanceconcerns.blogspot.com/2008/02/dr-rookmin-maharaj-has-developed-unique.html

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